Skip to content

Why settle for average checking with average returns? Kasasa Cash® is so much more — it’s free checking that pays you high interest every month. Plus, get refunds on your ATM fees, nationwide.* There's also no minimum balance to earn rewards and no monthly service charge. Make the most of your money — get free Kasasa® checking today!



So much return for so little time‚ get started today!

Do you currently have an account with Woodland Bank?

  • Free checking that pays high interest
    • 3.00% APY* on balances up to $25,000
    • 3.00% to 1.40% APY on balances over $25,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Mobile Banking
  • Free Visa® Debit Card
  • Unlimited check writing
  • $50 minimum deposit to open 

It’s easy to qualify for your Kasasa Cash rewards!

Just keep doing banking basics you probably do anyway (we call them “qualifications”). To earn your full rewards, simply do the following transactions and activities within your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least one ACH auto debit transaction post and settle per qualification cycle 
  • Have at least 10 debit card purchases post and settle 
  • Be enrolled in and agree to receive e-statements

** If you do not qualify for 6 consecutive months on your Kasasa account, we may convert you to the Woodland Easy account, which may or may not have monthly fees.

That’s it. And if for some reason you don't qualify one cycle, don't worry — you still get a checking account with no service fees that earns our base rate of interest. You can always get back to earning rewards the next cycle.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account™s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Woodland Bank as ATM or PIN-based or signature based transactions and purchases made with non-Woodland Bank issued debit cards. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY* of 3.00%; and balances over $25,000 earn 1.00% APY* on the portion of balance over $25,000, resulting in a range from 3.00% to 1.40% APY depending on the account™s balance and (2) you will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met all balances in your Kasasa Cash account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of Statement Cycle. APY = Annual Percentage Yield. APYs accurate as of 05/11/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50 minimum deposit is required to open the account. A monthly ACH Debit, receipt of electronic statements, and debit card usage are conditions of this account. Enrollment in electronic statements are required to meet some of the accounts qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Woodland Bank customer service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.